Pliant receives EMI approval from UK FCA
14 October 2026 UK
Image: Leonid_Andronov/stock.adobe.com
Pliant, a fintech providing B2B payment solutions, has received authorisation from the UK Financial Conduct Authority (FCA) as an electronic money institution (EMI) for its regional subsidiary, Pliant Payments.
As an EMI, the firm has the opportunity to develop its UK payment infrastructure and support increasingly complex commercial payment programmes.
Pliant says the approval marks a “significant milestone” in its UK expansion and allows the firm to issue payment products and serve clients directly through its regulated jurisdictional entity.
The authorisation follows a lengthy FCA review of Pliant’s business model, technology, and operations, including customer onboarding, risk management, safeguarding, and financial controls.
Speaking on the authorisation, Malte Rau, CEO and co-founder of Pliant, says: “Securing our own UK EMI authorisation is a major step forward in building Pliant's long-term presence in the market.
“We have invested heavily in developing the regulated infrastructure behind our platform, and this authorisation gives us greater independence and flexibility to serve UK customers directly.”
As an EMI, the firm has the opportunity to develop its UK payment infrastructure and support increasingly complex commercial payment programmes.
Pliant says the approval marks a “significant milestone” in its UK expansion and allows the firm to issue payment products and serve clients directly through its regulated jurisdictional entity.
The authorisation follows a lengthy FCA review of Pliant’s business model, technology, and operations, including customer onboarding, risk management, safeguarding, and financial controls.
Speaking on the authorisation, Malte Rau, CEO and co-founder of Pliant, says: “Securing our own UK EMI authorisation is a major step forward in building Pliant's long-term presence in the market.
“We have invested heavily in developing the regulated infrastructure behind our platform, and this authorisation gives us greater independence and flexibility to serve UK customers directly.”
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